Arvocado
Field notes
Plain-English property analysis from across Australia. What the data actually says, with the spin removed.
TaxNegative GearingCGTFederal BudgetCGT and negative gearing reform: what the public record actually says
Negative gearing and the 50% CGT discount are back in the federal conversation. Here is what the current law says, what Treasury has published about the options, and what each option would mean in plain numbers for a property buyer.
Arvocado Editorial · 10 May 2026Read
Negative GearingInvestment PropertyTaxRBAWhat a 10–20% price correction does to a negatively-geared property at 4.10%
Negative gearing reduces your tax bill, but it does nothing to your mortgage balance or your equity. With investor mortgage rates at around 6.5%, here is what the numbers look like when prices fall.
Claire Ashworth · 10 May 2026Read
ConstructionOff the PlanMortgage StressBuyer RiskWhat the construction insolvency wave means if you're buying off the plan in 2026
One in four mortgage holders is under financial stress. Builders in the exact segment most first-home buyers target are collapsing at the highest rate in years. Here's what those two facts mean for your property plans.
Marcus Chen · 9 May 2026Read
RBACash RateBorrowing CapacityProperty MarketHow the RBA's rate rises affect what you can borrow — and what gets built near you
The RBA has lifted the cash rate three times since February 2026, bringing it to 4.35%. Here is what that means for your borrowing capacity, the new townhouse developments in your suburb, and whether those projects will actually proceed.
Lachlan Voss · 9 May 2026Read
RBAMortgage StressHousehold Finance1.41 million households in mortgage stress — but they are not all in the same situation
After the RBA's March 2026 rate rise to 4.10%, the headline stress figure is 1.41 million households. What that number actually means depends on which kind of borrower you are.
Arvocado Editorial · 9 May 2026Read
household wealthproperty concentrationfirst home buyersproperty investing55.8% in property: what that number actually means for your household
The headline says 55.8% of Australian household wealth sits in residential property — but that single average hides three very different kinds of household. Understanding which one you are changes what the number means for your own situation.
Arvocado Editorial · 9 May 2026Read
market conditionsproperty pricesinterest ratesbuying decisionsMajor banks are warning Australian property is overvalued — here is what that actually means for you
Two big investment banks called the Australian property market overvalued in early 2026. Before you panic or dismiss it, here is what their analysis actually rests on — and what it means for your property plans.
Arvocado Editorial · 8 May 2026Read
Analysis sourced from SiteLogic Journal and adapted for Arvocado readers.